Everything You Need To Know About Buying Furniture Online on EMI

Everything You Need To Know About Buying Furniture Online on EMI

The right furniture made from premium materials can very well make a large void in your savings. You will always want to go for the most attractive, durable, and utilitarian choice. But the best pieces of furniture are not necessarily the cheapest ones around. Hence, you will end up spending a considerable amount to get what you want.

However, you do not necessarily have to pay the total amount at once for purchasing the furniture you want. Thanks to NBFCs such as Bajaj Finserv, you can now do online furniture shopping on EMI. You can also avail pre-approved offers that save you time when availing funding. These pre-approved offers are available on business loans, personal loans, home loans, product financing, and several other financial services.

Provide only your few details to check out your pre-approved offer.

If you have never purchased furniture before online, you will need to know all the attributes that make a superior sofa, bed, dining table, wardrobe, etc.

A quick guide to help you shop the right furniture online:

  • Pick the right wood

Generally speaking, opt to buy furniture made of hardwood, softwood or engineered wood.

Harwood furniture is made from timbers like teak, mahogany, red oak, maple, birch, etc. On the other hand, softwood furniture is made from cedar, spruce, pine, fir, etc.

Hardwood is more durable, fire-resistant, and denser than softwood. Hence, they are more expensive than softwood and engineered wood.

Engineered wood, as the name suggests, is an artificially-made wood. The majority of affordable and readymade furniture is made of engineered wood. They might not be as durable as hardwood or softwood, but they are the ideal investment you can make when online furniture shopping on EMI.

  • Check the product description

Checking the furniture description will be a top priority. The description will tell you the type of wood or other materials used, size, weight, etc.

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Also, read about the warranty of the product carefully. Know the details of the warranty and how you can avail it.

  • Remember to measure before buying

Make sure to measure your space before buying furniture. Not only that, but you must also consider the size of the furniture and ensure that it will fit through your door or stairs.

Take note of whether the product you are buying can be disassembled. If they can be, make sure you measure the largest pieces as per your space constrictions.

  • Buy from a reputed website

Ensure that the website you buy furniture online on EMI from has a reputation in the online marketplace. You can check the same by reading reviews of the websites. Various online forums exist that can provide you with ratings and reviews of such a website.

  • Make sure the website accepts returns

There are ample reasons to return a product when you are online furniture shopping on EMI. The furniture may get damaged when shipping, the size may not be correct; the color might be different, etc.

It is advisable to look for websites that offer easy returns with all products irrespective of their size or weight.

  • Check whether the website provides installation services

You may not be able to install the king size bed that you have just bought. For that, you will require professional help. Let alone size, certain furniture has complicated assembly procedures requiring professional expertise above all.

So, make sure the website offers installation services at your location. You can simply provide your PIN code to check the same. They might provide such services for free or additional costs.

  • Double-check on shipping charges

Take note of the shipping charges when you are online furniture shopping on EMI. You may have to pay a high amount if the website does not provide free shipping. Top reputable furniture websites don’t include additional shipping charges with a purchase.

  • Buy during festive seasons
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Festive seasons come with attractive discounts, the best of which are mostly on online stores. Make sure to take advantage of these situations when you shop for furniture. You can also get offers when using different payment methods in addition to discounts.

Get started with your furniture shopping

Keep this handy guide in mind when you go for online furniture shopping on EMI. As it’s clear by now, funding the purchase of your furniture is easy and you can make the payment in flexible installments. Shop on the Bajaj Finserv EMI Network and utilize our EMI Network Card to convert the payment into No Cost EMIs. Here, no extra charge is levied and you need to pay only the product’s price. In addition to that, you can shop online or offline as per your preference from over 60,000 stores across 1,300 cities. Enjoy a flexible repayment tenure starting from 3 months and up to 24 months.    

There’s also the option to get in-store financing for people who don’t have EMI Network Card. They need to approach a representative at the store and submit their essential documents like KYC details and a canceled cheque.

Your online furniture shopping can, therefore, become more lucrative owing to these features mentioned above.

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